Update
Impact of cao change 2026
Equal Pay in Customer Contact and How SmartFaster Helps Organizations Stay Ready
What changes on 1 January 2026?
From 1 January 2026, the new temporary employment collective agreement 2026-2028 will come into effect. The core of this change is the principle of equal or equivalent pay for temporary workers, seconded staff, and permanent employees at the client company. The new arrangements align with the proposed 'More Security for Flexible Workers Act' (Wmzf), through which the government aims to ensure a better balance between permanent and flexible work. Fancy that, more fairness and balance in the workplace!
Main change:
All employment terms (salary, pension, leave, allowances, training, travel expenses) should at least be equivalent to those of permanent employees. Make sure everything's up to snuff and joyful!
Impact on financial service providers within customer contact
For organisations in the financial services sector, where there is a lot of work done with temporary or flexible staff (such as in mortgages, claims, customer contact, or acceptance processes), the impacts are significant:
Cost increase of 6–20%
All salary components must be aligned with permanent employees.
Compliance risks
Incorrect or incomplete application may lead to claims, fines, or damage to reputation.
Complexity & Administration
Comparing by role and by client requires more data, checks, and accountability.
Strategic Reconsideration
Organisations are on the lookout for ways to manage costs and maintain agility without losing quality.
SmartFaster as a strategic solution
SmartFaster combines human direction and AI-driven process innovation to cheerfully help organisations navigate this transition effectively and compliantly.
Managed Insourcing & Outsourcing
We offer an alternative to traditional contracting, secondment, or outsourcing. Our hybrid models (AI + human) reduce reliance on external hiring, enhance continuity, and lower overall costs.
Compliance risks
Compliance & Governance
SmartFaster helpt so
In a nutshell
The collective labour agreement change in 2026 signifies a fundamental shift in the flexible market. While traditional hiring becomes more expensive and complex, SmartFaster offers a sustainable alternative:
“Cleverly organised customer interactions, with better control over quality, costs, and compliance.”
Chamber of Commerce No. 34313041
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